TEXAS — The Texas Department of insurance (TDI) is issuing a warning to drivers to make sure your auto insurance is "legit."
TDI says drivers looking for bargains or cheap insurance should make sure their insurance company or agent is not fraudulent.
Victims may believe they are buying required liability coverage from an actual insurance agent, but the payment could be going to a criminal who keeps the money and gives the customers fake cards and other documents.
"Most people wouldn't realize they've been scammed until they get in an accident or get pulled over for a traffic violation," says TDI's fraud chief, Chris Davis.
In order to protect yourself, TDI recommends customers make payment direct to the company and not to an agent. They also recommend you call your insurance company and ensure you have an active policy, and make sure you're dealing with a licensed agent.
If you suspect your agent or company's license may be fraudulent, TDI says you can call their Help Line at 1-800-252-3439 to check on this.
For more information, visit TDI's website with more information insurance fraud.